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Understanding Medicare Advantage Plans

These plans allow you to get an additional coverage in addition to the Part A and Part B plan. This means you get coverage under Part A and Part B and also get additional benefits in the advantage plan you purchase. All these services will be clubbed into one single plan for ease and convenience.

Medicare Advantage plans in Texas also include prescription drug coverage which is Part D of the plan. This coverage is offered for no additional premium most of the times. You need to keep in mind that even if you purchase an advantage plan ( harringroup/medicare-advantage-plans ), you will be covered under Medicare. You will only get an additional coverage with this plan.

Make the most of extra benefits

Medicare Advantage plans vary in terms of benefits and offer different plans by state. Hence, the plan you purchase in Texas might not have the same benefits as the one available in Dallas. Most plans include specific coverages that are applicable to one and all. These are routine hearing, dental and vision care. Many plans also include the transportation benefits as well as a monthly allowance for items purchased over the counter. However, before you buy a plan, you need to understand the benefits offered in the same. Compare different plans before you make a decision. Your original Medicare plan will not cover these extras and they are unique to the plan you purchase.

Eligibility

If you have been enrolled in the Original Medicare Part A and Part B, you are automatically eligible for the Medicare Advantage Plan. Further, you must be residing in the service area of the plan and you should not have end stage renal disease. You need to check the plans offered in your area and choose the one that is ideal for your current health. You also need to keep in mind that you will have to pay two premiums- one for part B and the other one for this plan. You can sign up for the plan during the enrollment period. The enrollment period is three months before your birthday month and will end three months after you turn 65. The annual enrollment period is from 15th October to 7th December every year.

There is no denying the fact that the Medicare advantage plan ( https://www.harringroup.com/ ) is an ideal purchase for complete health coverage, however, you need to choose the plan after comparing the ones offered to you. Check the service area and shortlist the plans that you are eligible for, based on the same, compare the benefits offered by each plan to make a decision. You will also have to keep the premium amount in mind before finalizing the plan. Choose the right insurance providers for your health coverage.